Our Insights

Don't just dump your budget with the bank!

May 21, 2020 10:53:12 AM / by Andrew Laming posted in Debt, Action, Planning, Budget, Banking, Strategy

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Don’t just dump your budget with the bank – You’re missing a golden opportunity to showcase your business and control the terms of your lending.

 

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Interest Rates: Are you getting what you deserve?

May 8, 2020 11:39:09 AM / by Scott Wishart

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In the past there were two key ways to get the best interest rate. Firstly, borrow lots of money, or secondly shop around. Debt was readily available, banks had appetite to grow, and we were going through a wave of land use change and intensification that allowed for lots of money to be lent out on as yet unproven scenarios. 

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Are you taking action early enough?

May 1, 2020 1:12:50 PM / by Andrew Laming

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Are you ready to weather the credit storm that’s coming? Getting your timing wrong with working capital can cost you a lot in capital loss, bottom line profit, or worse still, your farm. It really does pay to plan and prepare because the sooner you act the better off
you’ll be.

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What payout should we use next year?

Apr 23, 2020 10:44:00 AM / by Andrew Laming

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Plan Early – Next Year’s Payout is a Guessing Game with Serious Implications

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The Banks need to be backing the best horse right now!

Apr 9, 2020 10:05:00 AM / by Andrew Laming

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Coronavirus - Farm Finance Check

Mar 27, 2020 9:45:00 AM / by Scott Wishart posted in Debt, Coronavirus, Action, Planning, Budget, Agriculture, Banking, Covid-19, Strategy

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There's a lot of uncertainties at the moment, but our job is to assist you in ensuring that your finance isn't one of them. To our clients, you'll be getting a call from us in the next couple of days so we can check in to see if there's anything else we can be doing to help you.

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A timely and welcome OCR response

Mar 16, 2020 1:15:00 PM / by Andrew Laming posted in Debt, Action, Planning, Agriculture, Banking, Covid-19, Strategy, OCR

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A timely and very welcome OCR response, but let’s make sure it flows through to farmers.

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Dairy farmers firmly on the podium for fastest debt repayment!

Mar 9, 2020 10:00:00 AM / by Andrew Laming posted in Debt, Dairy, Agriculture, Amortisation, Repayment, Banking

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Dairy Farmers Firmly on the Podium for Fastest Debt Repayment.

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Has your bank asked you for an updated valuation lately?

Feb 17, 2020 10:01:00 AM / by Andrew Laming posted in Debt, Action, Planning, Agriculture, Banking, Strategy, Valuation

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