Our Insights

Scott Wishart

Managing Director and Co-Founder of NZAB
Find me on:

Recent Posts

The NZAB Graduate Programme

Oct 3, 2021 9:10:31 PM / by Scott Wishart posted in Debt, Action, Planning, Budget, Banking, Strategy, Graduate

0 Comments

 
Read More

The NZAB Growth Story Continues

Jul 29, 2021 8:06:47 PM / by Scott Wishart posted in Debt, Action, Planning, Budget, Banking, Strategy

0 Comments

 

We're rapt to announce that Jordain Adams has joined our Canterbury team alongside Nathan, Nick, Cam and Cameron. We've been able to work alongside Jordain in her previous role with a local corporate Agri-banking team and her work ethic and style really impressed us, so we are delighted she has chosen to join our team for the next stage of her career. Read below for a bit of Jordain's background.

Jordain joins Charlotte, Grant and Cam Blain in filling new roles created this year so far to meet the increasing demand for our services.

It's an exciting time for our company as our customers are really seeing the financial benefits of the hard work and careful planning that has been central to our strategy over the last few years. It gives us confidence to continue to invest in our people, our technology platform and our customers to ensure that we remain the leaders in our field. 

We're still on the hunt for more of the best people. We are creating roles across New Zealand and would love to talk to more likeminded professionals who want to know more about what we do and why it makes a difference.

Read More

We're Thrilled to Announce Further Growth in our Canterbury Team

Apr 16, 2021 1:41:32 PM / by Scott Wishart posted in Debt, Action, Planning, Budget, Banking, Strategy

0 Comments

 

It's not every day that you get to welcome one of New Zealand's most senior and respected Agribusiness Bankers to our team, which is why we’re absolutely delighted to have Cam Blain join NZAB as part of our Christchurch team.

I've known Cam personally for a long time and his genuine desire to help farmers grow their businesses has been clear to me and this makes him a perfect fit for our business.

Cam is our 18th team member. That's a milestone we are reflecting on proudly as a business. We started with a mission to help farmers take control of their finances in order to ensure they get what they deserve. The greatest litmus test of our success has been not just our growth, but that it has come almost exclusively from word of mouth and referrals from our customers.

The journey ahead looks exciting. It feels like we are just getting started. We're investing heavily in our offering to bring more value to our customers and insights to support their business objectives, so watch this space!

Thank you to all of our customers for your ongoing support. If any one in your wider network would like to talk to us about how we might help, please pass on our contact details or we would be happy to give them a call.    

Read More

We're Looking Forward to Helping More Farmers Across NZ - Welcome to our Two New Client Directors

Feb 9, 2021 12:21:27 PM / by Scott Wishart posted in Debt, Action, Planning, Budget, Banking, Strategy

0 Comments

 

We’re absolutely thrilled to welcome two new team members to NZAB, on the back of strong support from our growing customer base.

With the huge growth down in Southland being led by Michael McKenzie, we welcome Grant Dermody as Client Director to work alongside him, as an advisory lead.

Likewise in Palmerston North, Brendan’s team is expanding yet again and we’re delighted that Charlotte Grogan has agreed to join us, again in the position as Client Director.

We love working on behalf of our farmers to make them truly at the centre of their financing needs and give them the confidence and direction to grow and also the ability to sleep at night.

We’re up to 17 staff now, across NZ, and we’re not finished. We’re going to keep cherry picking the best people in banking and finance and unleash all their skills and experience into your camp, so farmers can truly get what they deserve from their banking relationship.

We very much appreciate all of our customers, both old and new.   We work hard for them and they reward us by telling their business peers - about NZAB and how we could be part of their own growth story.  

Read More

Thank You!

Dec 24, 2020 2:23:54 PM / by Scott Wishart posted in Debt, Action, Planning, Budget, Banking, Strategy

0 Comments

As another year draws to a close, I just wanted to take this opportunity to thank all our clients and industry professionals who have supported us this year. You keep us motivated, engaged, and at the top of our game.

As I reflect on the successes, I am incredibly proud that we have been able to continue to grow our business and support more of the industry. We added seven staff this year, with two more starting in January, opened a new region and began investing in technology and systems to provide an even better banking outcome.

We are really excited about what is ahead.

The Agri sector has grown and thrived off the back of long term, stable thinking and in a year that has felt like an incredible amount of short-term decisions have been made it’s important to stop, reflect and remember the journey that you’re on and celebrate the steps you have taken towards achieving that overall vision. You might find you have gone further than you realised!

As Cam Black has written for us in his first article below - as an industry, we can be hard on ourselves and it's so important we stop once in a while to smell the roses.

Have a safe and enjoyable Christmas and New Year, and we look forward to working with you all again in the 2021

Read More

The future of Agricultural finance. it’s all about rogue bees!

Jul 31, 2020 4:44:58 PM / by Scott Wishart posted in Debt, Action, Planning, Budget, Banking, Strategy

1 Comment

Scott Wishart, Managing Director, NZAB

I came across this the other day:

A company pursuing only profit but not considering the impact of its profit seeking upon customer satisfaction, trust or long-term resilience, could do very well in the short term, but its long term future may be perilous. There is a parallel in the behaviour of bees, which do not make the most of the system they have evolved to collect nectar and pollen. Although they have an efficient way of communicating about the direction of reliable food sources, the waggle dance, a significant proportion of the hive seems to ignore it altogether and journeys off at random. In the short term, the hive would be better off all bees slavishly followed the waggle dance, and for a time this random behaviour baffled scientists, who wondered why 20 million years of bee evolution had not enforced a greater level of behavioural compliance
Read More

Interest Rates: Are you getting what you deserve?

May 8, 2020 11:39:09 AM / by Scott Wishart

0 Comments

In the past there were two key ways to get the best interest rate. Firstly, borrow lots of money, or secondly shop around. Debt was readily available, banks had appetite to grow, and we were going through a wave of land use change and intensification that allowed for lots of money to be lent out on as yet unproven scenarios. 

Read More

Coronavirus - Farm Finance Check

Mar 27, 2020 9:45:00 AM / by Scott Wishart posted in Debt, Coronavirus, Action, Planning, Budget, Agriculture, Banking, Covid-19, Strategy

0 Comments

There's a lot of uncertainties at the moment, but our job is to assist you in ensuring that your finance isn't one of them. To our clients, you'll be getting a call from us in the next couple of days so we can check in to see if there's anything else we can be doing to help you.

Read More